While we wait for the Supreme Court to decide whether Obamacare is constitutional and, if it is, whether it will make insurance affordable to more people, we are all in the game of trying to find cheap health insurance. One of the major drawbacks is the lack of federal insurance companies. This is one of the few industries that operates state-by-state. You cannot buy a health plan across state lines...
What are the main choices when looking for and deciding whether to buy cheap health insurance? With health so important, how do we make the best cheap health insurance decisions?
When looking for cheap health insurance, what do you do if offered a choice between a group and an individual plan? Which is the cheap health insurance option?
As the names suggest, an individual plan is a policy you buy from a private health insurance company, whereas a group plan is one you access because you belong to a group of people. The most common form of group plan is offered by employers. As the US fell into a recession, business at all levels found the going tough. Now, even though there is a tax credit to encourage small businesses to continue and, in some cases, expand health coverage, most employers have been asking their employees to pay more. Even so, these employment-based plans tend to be cheap health insurance as the risks are spread out among quite large groups of people.
- Cheap health insurance for the family »
In these hard economic times, every family is looking for a cheap health insurance solution. With budgets under pressure, families need cheap health insurance rates for the best coverage.
- Cheap health insurance for seniors »
Cheap health insurance for seniors is available to pick up the balance not covered by Medicare. Cheap health insurance for seniors is also available for snowbirds.
- Cheap health insurance and your lifestyle »
Cheap health insurance and your lifestyle when you approach medical examinations or looking for upgraded cover — the health insurance quotes will always be higher if you are unhealthy